Mr. Roy Cooper
North Carolina Attorney General
9001 Mail Service Center
Raleigh, NC 27699-9001
Telephone: (919) 716-6400

Mr. Cooper,

I strongly oppose any proposed settlement over mortgage fraud by the states Attorney General, and releasing banks from further liability, as not being in the best interest of the citizens of the state of North Carolina.

Billions of dollars are owed by the banks for using MERS to avoid paying land transfer fees, and well as "robo signing" loan documentation, documentation forgery and other abuses and fraud.

Principal modification should be done across the board on a percentage basis with a capped dollar amount. Everyone has harmed by the fraudulent practices of the banks and secondary mortgage market.

Any settlement releasing banks from further liability is unacceptable.

Yours truly,

[Name Withheld]
Raleigh, North Carolina